**BNI Targets 10,750 Homes for KPR FLPP to Support 3 Million Priority Housing Program | Republika Online**
In a bid to bolster the government’s priority programs, PT Bank Negara Indonesia (Persero) Tbk, also known as BNI, is ramping up its efforts to aid in the provision of three million homes, particularly targeting low-income households. The program aims not only to offer decent housing options for those in need but also to stimulate national economic growth.
**BNI’s Commitment to Housing Development**
Come 2025, BNI is set to make a significant contribution to the financing of subsidized homes through the Housing Finance Liquidity Facility (FLPP) and People’s Housing Savings (Tapera) schemes. The bank aims to distribute a total of 10,750 subsidized housing units, up from 10,021 units last year. Corina Leyla Karnalies, BNI’s Director of Retail Banking, emphasized the bank’s dedication to sustainable development and the enhancement of societal well-being, citing the Government’s Priority Program for the procurement of three million homes as a key focus area.
**Empowering Communities Through FLPP**
BNI has set its sights on increasing the subsidized home loans to Rp1.8 trillion by 2025, up from Rp1.6 trillion in the previous year. The FLPP subsidized home loan program offered by BNI provides aspiring homeowners with easy access to their first property. Through FLPP, individuals can purchase a home with a down payment as low as one percent, coupled with a Rp 4 million subsidy for landed properties. Additionally, participants can benefit from a special fixed interest rate of five percent for the entire loan term, which can extend up to 20 years. The eligibility criteria mandate a maximum income threshold of Rp 7 million for single individuals and Rp 8 million for married couples.
**Supporting Civil Servants Through Tapera**
Moreover, BNI is extending its support to facilitate home ownership for Civil Servants through the Tapera scheme. Under this program, individuals can secure a home with a down payment as low as one percent and a low fixed interest rate of five percent over the entire loan period, which can span up to 30 years. To qualify for this benefit, participants must be Tapera members with a maximum monthly income of Rp 8 million.
**Enhancing Access to Affordable Housing**
With broad coverage, BNI ensures that a wider population segment in need can access these programs. By implementing the FLPP and Tapera initiatives, BNI fulfills its role as an agent of development, serving as a strategic partner to the government in realizing the vision of providing decent and affordable housing for all Indonesians.
Corina Leyla Karnalies highlighted, “This commitment serves as tangible proof of BNI’s active role in supporting national development and enhancing the quality of life for communities.”
**Random Humanizing Touch:**
Imagine you, a hardworking individual striving to secure your first home, faced with the overwhelming challenge of saving for a down payment. Now, picture the relief and joy you would feel upon discovering the FLPP program by BNI, offering you the opportunity to own a home with just a one percent down payment and a substantial subsidy. This initiative not only makes homeownership more accessible but also provides a sense of security and stability for families across Indonesia. Through programs like FLPP and Tapera, BNI is not just a bank—it’s a beacon of hope and empowerment for countless individuals dreaming of a place to call their own.
